About Our Team

At Watts Insurance Our People Make the Difference.

Nikki Watts-Ostrander-Owner/Producer

Nikki was born in Lincoln and grew up outside of Lincoln near Panama, Ne. She attended Norris K-12 and then continued on to the University of Nebraska Omaha, graduating with a Bachelor’s degree in small business management-entrepreneurship and a minor in Real Estate in December 2010. She then got her producers license in February 2011 and opened Watts Insurance Group in March 2011. She specializes in personal lines and small business insurance and enjoys assisting entrepreneurs in their startup process. She is also the Dave Ramsey ELP and enjoys helping all of the Dave Ramsey followers on their baby step process. Nikki and Devin are currently working on Baby Steps 3-5.

Nikki enjoys spending time with her husband, Devin, and two sons Emmitt and Gunner. Emmitt is now attending school at Norris, just like his mama, and she is very proud. Gunner continues to excel at Childs View Montessori. Devin is an estimator/ designer at Meininger Fire Protection. They all enjoy going to the beach and enjoying the sun. Except for Devin.. he doesn’t LOVE the sun. J The newest addition to their family is Jasmine, the toy poodle. Jasmine is full of energy and keeps up with the boys and chases them everywhere. She is lucky enough to get to spend her days at the office with us.

Terri Watts-Producer

Terri has been in the insurance industry since 1977. She started as a commercial lines assistant then moved to a life insurance sales agent, Commercial lines underwriter, assistant branch manager, to a producer in 1992. Since 1992 She has been a producer and is currently the endorsed local provider for Dave Ramsey.

Terri enjoys vacationing in the Bahamas and has a love for history and reading.

Abby Olson – Agent

Abby Olson joined our team in September, 2018 as an Office Administrator. She was born and raised in Lincoln, NE and graduated from Southeast Community College with a degree in Graphic Design.   Abby has a varied background in graphic design, restaurant and office management and 20+ years of customer service experience. Abby is the friendly voice that will most likely greet you when you call the Watts Insurance Group.

Abby enjoys spending her free time with her family; husband Rich, step daughter Katie and son Ryne. If Abby is not at a sports complex, ball field or a practice, she is probably planning the newest edition to her flower beds, paint project for their home, or their next family vacation.

Watts Insurance Ashely

Ashley Hellbusch – Agent

Ashley Hellbusch joined our team in July of 2019! She grew up on the farm and graduated from Kearney High School in 2006 and Omaha Metro in 2010 with a degree in business management. Ashley started her insurance career in the Life Insurance industry in 2011 and is licensed in Life, Annuities, Property & Casualty. Her favorite reason for selling insurance is to be able to treat you like family and help save you money!

In her free time, she enjoys spending time with her two boys, Wyatt and Zander, coaching gymnastics, working out, and watching Husker football.